PipraPay Integration Skill

PipraPay is a Bangladeshi payment gateway supporting bKash, Nagad, Rocket, and card payments. It works via a redirect-based checkout model: your server creates a payment session, receives a ppurl, and redirects the user there. After payment, the user is sent to your returnurl and PipraPay calls your webhook_url.

Environment Setup

Always use sandbox during development. Switch the base URL and API key for production.

The 3-Endpoint API

1. Create Payment (POST /checkout/redirect)

Initiates a new payment session and returns a redirect URL.

Request body:

{
  "full_name": "Customer Name",
  "email_address": "[email protected]",
  "mobile_number": "01XXXXXXXXX",
  "amount": "500",
  "currency": "BDT",
  "metadata": "{\"order_id\": \"123\", \"product_id\": \"456\"}",
  "return_url": "https://yoursite.com/payment/success",
  "webhook_url": "https://yoursite.com/api/webhooks/piprapay"
}

Success response (200):

{
  "pp_id": "349452200706799329851862826",
  "pp_url": "https://pay.demo.com/checkout/2134123412341234231"
}

→ Redirect the user to pp_url immediately after receiving this.

Key notes:

• metadata must be a JSON-encoded string, not an object. Use JSON.stringify() or json_encode().
• amount is a string, not a number.
• Store pp_id in your database immediately — you'll need it to verify and refund.

2. Verify Payment (POST /verify-payment)

Call this to confirm a payment after the user returns to your return_url, or within your webhook handler.

Request body:

{ "pp_id": "349452200706799329851862826" }

Success response (200):

{
  "pp_id": "...",
  "status": "completed",
  "amount": "6",
  "fee": "0.68",
  "discount_amount": "0.34",
  "total": 6.34,
  "gateway": "Bkash Personal",
  "sender": "01300000000",
  "transaction_id": "LSKDJCVNNVHG",
  "currency": "USD",
  "local_currency": "BDT",
  "local_net_amount": "774.99",
  "metadata": { "order_id": "123" },
  "date": "Jan 30, 2026 07:01 PM"
}

Always verify server-side — never trust the return URL alone. A user can manually visit your return URL without paying.

3. Refund Payment (POST /refund-payment)

Initiates a refund for a completed payment.

Request body:

{ "pp_id": "349452200706799329851862826" }

Returns the same structure as verify. Check status field in response. On 400, the refund was rejected (already refunded, not completed, etc.).

Webhook Handling

PipraPay POSTs a JSON payload to your webhook_url when a payment status changes.

Payload shape:

{
  "pp_id": "349452200706799329851862826",
  "status": "completed",
  "amount": "6",
  "transaction_id": "LSKDJCVNNVHG",
  "metadata": { "order_id": "123" }
}

Webhook handler requirements:

1. Respond with HTTP 200 immediately — do heavy work async.
2. Always re-verify by calling /verify-payment with the received pp_id. Don't trust the webhook payload alone.
3. Use metadata (e.g. order_id) to find and update the correct order in your DB.
4. Make your handler idempotent — PipraPay may retry; the same pp_id arriving twice should not double-fulfill an order.

Implementation by Stack

For stack-specific code, read only the file matching the user's stack from references/:

• Next.js / TypeScript → references/nextjs.md
• Node.js (Express/Vanilla) → references/nodejs.md
• PHP → references/php.md
• Plain HTML + fetch (frontend-only demo) → references/html.md

Decision Tree

User wants to integrate PipraPay?
├── What stack?
│   ├── Next.js     → read references/nextjs.md
│   ├── Node.js     → read references/nodejs.md
│   ├── PHP         → read references/php.md
│   └── HTML/JS     → read references/html.md
└── What action?
    ├── Create checkout  → POST /checkout/redirect
    ├── Verify payment   → POST /verify-payment (always server-side)
    ├── Handle webhook   → POST /verify-payment inside handler
    └── Refund           → POST /refund-payment

Security Checklist

• API key stored in environment variable, never in frontend code
• Payment created server-side only (never expose API key to client)
• pp_id stored in DB at checkout creation time
• Payment verified server-side via /verify-payment before fulfilling order
• Webhook handler re-verifies before acting on status
• Webhook handler is idempotent (safe to call multiple times with same pp_id)
• Using HTTPS for returnurl and webhookurl in production

Common Mistakes